About this role
Credit Risk Analyst
First Ally Capital was incorporated on May 20, 2014 as an Issuing House and Financial Advisory firm, with an authorized share capital of N2.5 billion, and an issued and fully-paid up capital of N1.9 billion. The Firm was licensed by the Securities and Exchange Commission on November 20, 2014.
The firm commenced operations at a very significant point in the evolution of the Nigerian financial services industry and has leveraged its solid capital base and the excellent track-record and credentials of its team, directors and shareholders. The team behind the firm have been involved in various transactions ranging from Issuance of bonds, raising equity capital, mergers and acquisition, restructuring to project advisory services.
Credit Risk Analyst
- Job Type Full Time , Onsite
- Qualification BA/BSc/HND
- Experience 3 years
- Location Lagos
- Job Field Banking , Risk Management and Compliance
We are seeking an experienced Credit Risk Officer to support credit appraisal and portfolio risk management.
Responsibilities
- Analyze loan applications, financial information and repayment capacity.
- Prepare credit recommendations and identify appropriate risk mitigants.
- Monitor PAR, overdue loans and emerging credit risks.
- Identify and escalate early-warning signals and risk alerts.
- Support recovery efforts on delinquent facilities.
- Ensure compliance with credit policies and documentation requirements.
- Monitor credit processing turnaround time.
- Prepare credit risk and portfolio performance reports.
Requirements
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Bachelor’s degree in Finance, Accounting, Economics, Banking & Finance, Business Administration or related discipline.
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Minimum of 3 years’ relevant credit risk/credit analysis experience.
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Experience within banking or financial services; Microfinance experience is an advantage.
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Strong credit analysis, financial analysis, Excel and reporting skills.
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