Credit Review Director

Job title: Credit Review Director

About the Role The Credit Review Director will lead a team of examiners covering Project Finance, Energy, ABL, Aviation and international portfolios in Canada, Central America and South America. This role oversees credit risk reviews and continuous monitoring to deliver independent assessments of credit quality and the effectiveness of risk management practices within and across portfolios.

What You'll Do

• Manage a team of examiners covering multiple portfolios including Project Finance, Energy, ABL, Aviation and international portfolios in Canada, Central America and South America.
• Oversee execution of credit risk reviews and continuous monitoring to deliver independent assessments of credit quality and effectiveness of risk management practices within and across portfolios.
• Evaluate transaction activities to ensure compliance with internal policies, approvals, monitoring standards, and risk frameworks.
• Identify and assess existing and emerging credit risks, including transactions, and portfolio-level exposures, and ensure timely escalation to senior leadership.
• Analyze risk rating accuracy, underwriting quality, credit approvals, monitoring practices, documentation, and credit administration processes to identify gaps and improvement opportunities.
• Monitor assigned portfolios to ensure aggregate risk remains within appetite and reflects current market conditions, providing actionable insights and recommendations.
• Prepare and deliver executive-level reports, presentations, and summaries for senior management, Board, and Risk Committee, clearly communicating findings and remediation plans.
• Recommend and influence enhancements to credit policies, procedures, and systems, and lead or support review teams as Examiner in Charge when applicable.

What We're Looking For

• 15+ years of banking experience, preferably within Credit Risk Management, Underwriting, or Originations - Required.
• Experience in analyzing complex credit transaction structures including project finance - Preferred.
• Experience managing teams.
• Functional skills: Experience within credit review - Preferred.
• Extensive background with the regulatory environment.
• Proficiency in Microsoft Office tools including Word, Excel, Outlook, and PowerPoint.
• Advanced credit analysis capabilities with a strategic, risk-focused mindset.
• In-depth knowledge of different credit products and sectors.
• Strong analytical and problem-solving abilities.
• Excellent verbal and written communication skills with the ability to present to executive audiences.
• Ability to work independently with limited supervision while managing multiple priorities.
• Strong project management and organizational skills with attention to detail.
• Demonstrated people management, leadership, accountability, and initiative in complex environments.
• Effective interpersonal and negotiation skills with the ability to influence and resolve conflict.
• Flexible, decisive, and serves as a trusted advisor to senior leaders within the organization.
• Leads by example, engaging inclusively and with intent.
• Always acts with integrity.

Nice to Have

• Experience in credit review - Preferred.
• Experience analyzing complex credit transaction structures including project finance.

Compensation & Benefits

• Salary: $168,000 - $219,000 per year (USD).
• Our Total Rewards program provides comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.