About this role
Credit Officer, Port Harcourt
Entourage Integrated Trust Limited is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in PORT HARCOURT, RIVERS STATE.
PORT HARCOURT
- ELEME NCHIA
- ONNE
- ALODE
- EBUBU
- OGALE
- CREEK ROAD
- NEW ROAD BORIKI
- DIOBU
- MILE 1
- LAGOS ROAD
Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
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Review loan requests
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Assess clients’ financial status
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Evaluate creditworthiness and risks
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Contact clients to gather financial data and documentation
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Analyze risks and approve or reject loan requests
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Set up payment plans
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Maintain updated records of loan applications
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Follow up with clients about loan renewals
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Monitor progress of existing loans
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Daily & weekly repayment collection
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REQUIREMENTS AND SKILLS
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Proven work experience as a credit officer, loan officer, or similar role
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Hands-on experience with lending procedures and products
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Ability to create and process financial spreadsheets
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Strong analytical skills
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Excellent communication and interpersonal skills
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Customer service experience
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NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field
BENEFITS
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Starting Salary: 112,000
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Monthly incentive
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Pension
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Bi-annual Profit Sharing
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HMO
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Flexible working hours: 11 am – 6 pm
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Yearly appraisal
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Salary review based on performance
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