About this role
Credit Officer, Owerri
Entourage Integrated Trust Limited is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in OWERRI, IMO STATE.
OWERRI
- WORLD BANK MARKET
- SITE AND SERVICES
- WORLD BANK HOUSING ESTATE.
- LAST ROUNDABOUT WORLD BANK.
- CONTROL FLYOVER.
- PORT HARCOURT ROAD
- DOUGLAS
- WAREHOUSE
- WHETHRAL ROAD
- BANK LAYOUT
Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
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Review loan requests
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Assess clients’ financial status
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Evaluate creditworthiness and risks
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Contact clients to gather financial data and documentation
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Analyze risks and approve or reject loan requests
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Set up payment plans
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Maintain updated records of loan applications
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Follow up with clients about loan renewals
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Monitor progress of existing loans
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Daily & weekly repayment collection
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REQUIREMENTS AND SKILLS
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Proven work experience as a credit officer, loan officer, or similar role
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Hands-on experience with lending procedures and products
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Ability to create and process financial spreadsheets
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Strong analytical skills
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Excellent communication and interpersonal skills
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Customer service experience
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NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field
BENEFITS
- Starting Salary: 112,000
- Monthly incentive
- Pension
- Bi-annual Profit Sharing
- HMO
- Flexible working hours: 11am – 6pm
- Yearly appraisal
- Salary review based on performance