Credit Officer, Lagos State

Credit Officer, Lagos State

Entourage Integrated Trust Limited is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE.

• AGBOJU
• SATELITE
• NAVY TOWN
• IPAJA
• AYOBO
• GATE
• COMMAND
• AGEG
• OGBA
• IKEJA
• EJIGBO
• ISOLO
• MAYA (IKORODU)
• ODOGUNYAN (IKORODU)
• OGIJO (IKORODU)

Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests

• Assess clients’ financial status

• Evaluate creditworthiness and risks

• Contact clients to gather financial data and documentation

• Analyze risks and approve or reject loan requests

• Set up payment plans

• Maintain updated records of loan applications

• Follow up with clients about loan renewals

• Monitor progress of existing loans

• Daily & weekly repayment collection

• REQUIREMENTS AND SKILLS

• Proven work experience as a credit officer, loan officer, or similar role

• Hands-on experience with lending procedures and products

• Ability to create and process financial spreadsheets

• Strong analytical skills

• Excellent communication and interpersonal skills

• Customer service experience

• NCE/OND/HND/BSc in Banking and Finance, Economics, or related field

BENEFITS

• Starting Salary: 112,000

• Monthly incentive

• Pension

• Bi-annual Profit Sharing

• HMO

• Flexible working hours: 11 am – 6 pm

• Yearly appraisal

• Salary review based on performance

• Check how your CV matches this job