Credit Officer, Lagos Island & It's Environ

Credit Officer, Lagos Island & It's Environ

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS ISLAND & ITS ENVIRONMENT.

• OBALANDE
• APONGBON
• CMS
• CAMPUS
• IDUMAGBO
• BALOGUN
• SURA
• OKE SUNA
• OYINGBO
• IYANA OWORO
• YABA
• BARIGA
• GBAGADA

Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests

• Assess clients’ financial status

• Evaluate creditworthiness and risks

• Contact clients to gather financial data and documentation

• Analyze risks and approve or reject loan requests

• Set up payment plans

• Maintain updated records of loan applications

• Follow up with clients about loan renewals

• Monitor progress of existing loans

• Daily & weekly repayment collection

• REQUIREMENTS AND SKILLS

• Proven work experience as a credit officer, loan officer, or similar role

• Hands-on experience with lending procedures and products

• Ability to create and process financial spreadsheets

• Strong analytical skills

• Excellent communication and interpersonal skills

• Customer service experience

• NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field

BENEFITS

• Starting Salary: 174,000

• Monthly incentive

• Transportation allowance

• Pension

• Bi-annual Profit Sharing

• HMO

• Flexible working hours: 11 am – 6 pm

• Yearly appraisal

• Salary review based on performance

• Check how your CV matches this job