About this role
Credit Officer, Kabba, Kogi State
Entourage Integrated Trust Limited is an investment company, and our core business is lending, leasing, venture capitalist and microfinance.
Credit Officer, Kabba, Kogi State
- Job Type Full Time , Onsite
- Qualification BA/BSc/HND , NCE , OND
- Experience 0 - 3 years
- Location Kogi
- Job Field Finance / Accounting / Audit
- Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
- Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
-
Review loan requests
-
Assess clients’ financial status
-
Evaluate creditworthiness and risks
-
Contact clients to gather financial data and documentation
-
Analyse risks and approve or reject loan requests
-
Set up payment plans
-
Maintain updated records of loan applications
-
Follow up with clients about loan renewals
-
Monitor progress of existing loans
-
Daily & weekly repayment collection
-
REQUIREMENTS AND SKILLS
-
Proven work experience as a credit officer, loan officer, or similar role
-
Hands-on experience with lending procedures and products
-
Ability to create and process financial spreadsheets
-
Strong analytical skills
-
Excellent communication and interpersonal skills
-
Customer service experience
-
NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field
BENEFITS
-
Starting Salary: 112,000
-
Monthly incentive
-
Pension
-
Bi-annual Profit Sharing
-
HMO
-
Flexible working hours: 11 am – 6 pm
-
Yearly appraisal
-
Salary review based on performance
-
Check how your CV matches this job