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Credit Officer – Financial Institutions (Banks & Intragroup Sector)

llyods bank
London, Birmingham, Edinburgh Posted Oct 1, 2026
Hybrid

About this role

Credit Officer – Financial Institutions (Banks & Intragroup Sector)

Location

London, Birmingham, Edinburgh

End date Tuesday 13 October 2026

Job type Permanent

Posted date Posted Today

We're rebooting an icon and building the future of finance.

Find out why you should join us.

Here's where you'll make a difference:

  • Covering a portfolio of Global Banks and using your insight to incorporate a forward view of horizon risks in your credit papers and discussions with partners.
  • Supporting new business origination within the FI growth strategy by assessing and shaping live transactions.
  • Conducting client due diligence meetings.
  • Proactively contributing to sector strategy and appetite setting, and changes to credit policies and processes.
  • Building positive relationships to become a trusted business partner for our Coverage and Product colleagues, and helping drive collegiate working across FI Credit.
  • Taking ownership of data integrity and championing simplification initiatives.

What you'll need

  • A sound understanding of the credit risk assessment of Banks.
  • Robust understanding of FI sectors and products, ideally with experience of credit in Banks
  • Excellent knowledge of lending and traded products and documentation.
  • Formal Credit training preferred.
  • Self-motivated and a strong willingness to learn - able to quickly up-skill in relation to new products, sectors and changes in the external environment.
  • Strong written and oral communications skills - able to present complexity in an understandable way.
  • Comfortable with numerical analysis.
  • Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
  • Ability to work as a team player in a dynamic and fast-paced work environment, including ability to coordinate multiple work streams and deliver against tight timelines.
  • Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

We also offer a wide-ranging benefits package, which includes:

  • A generous pension contribution of up to 15%
  • An annual performance-related bonus
  • Share schemes including free shares!
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days' holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

If you'd like reasonable adjustments to our recruitment process, just let us know. This is a once in a career opportunity to help shape your future as well as ours.

Join us and grow with purpose!

Job ID 157629

Agile Working Options Job Share; Hybrid Working

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