About this role
Credit Officer
Section: Role overview The Credit Officer will facilitate lending by assessing clients’ creditworthiness, evaluating financial information, processing loan applications, and monitoring repayments. The successful candidate should understand lending procedures and have customer service experience.
Section: Key Responsibilities
- Review loan requests.
- Assess clients’ financial status.
- Evaluate creditworthiness and lending risks.
- Contact clients to gather financial data and documentation.
- Analyse risks and approve or reject loan requests.
- Set up payment plans.
- Maintain updated records of loan applications.
- Follow up with clients regarding loan renewals.
- Monitor the progress of existing loans.
- Carry out daily and weekly repayment collection.
Section: Requirements
- NCE, OND, HND or BSc in Banking and Finance, Economics or a related field.
- Proven work experience as a Credit Officer, Loan Officer or in a similar role.
- Hands-on experience with lending procedures and products.
- Ability to create and process financial spreadsheets.
- Strong analytical skills.
- Excellent communication and interpersonal skills.
- Customer service experience.
Section: Benefits
- Monthly incentives.
- Pension.
- Bi-annual profit sharing.
- Health Maintenance Organisation (HMO) coverage.
- Flexible working hours: 11:00 a.m. – 6:00 p.m.
- Yearly performance appraisal.
- Salary review based on performance.