About this role
Credit Officer, Uyo, Akwa Ibom State
Entourage Integrated Trust Limited is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Uyo, Akwa Ibom State.
Uyo Anua Use Nwaniba Oron Road Ikot Ekpene Road
Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
Responsibilities
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Review loan requests
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Assess clients' financial status
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Evaluate creditworthiness and risks
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Contact clients to gather financial data and documentation
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Analyze risks and approve or reject loan requests
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Set up payment plans
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Maintain updated records of loan applications
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Follow up with clients about loan renewals
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Monitor progress of existing loans
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Daily & weekly repayment collection
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Requirements and skills
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Proven work experience as a credit officer, loan officer, or similar role
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Hands-on experience with lending procedures and products
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Ability to create and process financial spreadsheets
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Strong analytical skills
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Excellent communication and interpersonal skills
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Customer service experience
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NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field
Benefits
- Starting Salary: 112,000
- Bi-annual Profit Sharing
- HMO
- Flexible working hours: 11am - 6pm
- Yearly appraisal
- Salary review based on performance