About this role
Credit Officer (Sokoto State)
Entourage Integrated Trust Limited is an investment company, and our core business is lending, leasing, venture capitalist and microfinance. Read more about this company
Job Type Full Time , Onsite
Qualification BA/BSc/HND , NCE , OND
Experience 0 - 3 years
Location Sokoto
Job Field Customer Care, Success and Service , Sales and Business Development
ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in SOKOTO, SOKOTO STATE.
KASWAN DAJI GAWON NAMA MARNA MARKET
Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
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Review loan requests
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Assess clients’ financial status
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Evaluate creditworthiness and risks
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Contact clients to gather financial data and documentation
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Analyse risks and approve or reject loan requests
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Set up payment plans
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Maintain updated records of loan applications
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Follow up with clients about loan renewals
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Monitor progress of existing loans
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Daily & weekly repayment collection
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REQUIREMENTS AND SKILLS
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Proven work experience as a Credit Officer, Loan Officer or similar role
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Hands-on experience with lending procedures and products
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Ability to create and process financial spreadsheets
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Strong analytical skills
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Excellent communication and interpersonal skills
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Customer service experience
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NCE/OND/HND/BSc in Banking and Finance, Economics, or related field
BENEFITS
- Starting Salary: 104,000
- Bi-annual Profit Sharing
- HMO
- Flexible working hour 11am – 6pm
- Yearly appraisal
- Salary review based on performance