Credit Officer

Credit Officer

Job Description

• We are seeking to employ Credit Officers to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Lagos State:
• Agboju
• Satelite
• Navy Town
• Ipaja
• Ayobo
• Gate
• Command
• Agege
• Ogba
• Ikeja
• Ejigbo
• Isolo
• Maya (Ikorodu)
• Odogunyan (Ikorodu)
• Ogijo (Ikorodu)
• Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

Requirements

• NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field with 0-3 years experience

• Proven work experience as a credit officer, loan officer, or similar role

• Hands-on experience with lending procedures and products

• Ability to create and process financial spreadsheets

• Strong analytical skills

• Excellent communication and interpersonal skills

• Customer service experience

• Salary and Benefits

• Starting Salary: N112,000 / Month

• Monthly incentive

• Pension

• Bi-annual Profit Sharing

• HMO

• Flexible working hours: 11am – 6pm

• Yearly appraisal

• Salary review based on performance

Application Closing Date

12th November, 2026.