About this role
Credit Officer, Calabar at Entourage Integrated Trust Limited
Entourage Integrated Trust Limited is an investment company, and our core business is lending, leasing, venture capitalist and microfinance.
Credit Officer, Calabar
- Job Type Full Time , Onsite
- Qualification BA/BSc/HND , NCE , OND
- Experience 0 - 3 years
- Location Cross River
- City Calabar
- Job Field Customer Care, Success and Service , Sales and Business Development
ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in CALABAR CROSS RIVER STATE.
CALABAR
- MAYNE AVENUE
- AFOKANG
- MBUKPA
- ETA AGBOR
- UWANSE
- MOUNT ZION
Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
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Review loan requests
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Assess clients’ financial status
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Evaluate creditworthiness and risks
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Contact clients to gather financial data and documentation
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Analyse risks and approve or reject loan requests
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Set up payment plans
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Maintain updated records of loan applications
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Follow up with clients about loan renewals
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Monitor progress of existing loans
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Daily & weekly repayment collection
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REQUIREMENTS AND SKILLS
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Proven work experience as a Credit Officer, Loan Officer or similar role
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Hands-on experience with lending procedures and products
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Ability to create and process financial spreadsheets
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Strong analytical skills
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Excellent communication and interpersonal skills
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Customer service experience
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NCE/OND/HND/BSc in Banking and Finance, Economics, or related field
BENEFITS
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Starting Salary: 112,000
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Monthly incentive
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Pension
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Bi-annual Profit Sharing
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HMO
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Flexible working hour 11am – 6pm
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Yearly appraisal
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Salary review based on performance
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