About this role
About the Role Mercor is recruiting U.S./UK/Canada/Europe/Australia-based Credit Experts for a research project with a leading foundational model AI lab. You will apply your credit expertise to support research initiatives, focusing on credit and financial modeling, rating analysis, and liquidity assessments. This is a fully remote independent contractor role requiring a commitment of at least 10 hours per week; payments are weekly via Stripe or Wise. What You'll Do
- Conduct credit analysis and financial modeling for research projects with a leading AI lab.
- Perform credit rating analysis, cash flow and liquidity analysis, covenant analysis (loan documents and credit agreements), liquidation and recovery analysis (distressed credit), and structured credit / securitization analysis.
- Leverage 2+ years of experience at top firms (credit hedge funds, private credit, leveraged finance, restructuring advisory, distressed debt funds) to deliver actionable insights.
- Collaborate with Mercor's researchers and other stakeholders; contribute to future project selections. What We're Looking For
- At least 2 years of experience working in credit at top firms (credit hedge funds, private credit, leveraged finance, restructuring advisory, distressed debt funds).
- Experience in at least one of the following: Credit and financial modeling; Credit rating analysis; Cash flow and liquidity analysis; Covenant analysis (loan documents and credit agreements); Liquidation and recovery analysis (distressed credit); Structured credit and securitization analysis.
- Ability to work remotely and commit at least 10 hours per week; independent contractor. Compensation & Benefits
- $100-$130 per hour
- Fully remote; payments weekly on Stripe or Wise
- Projects can be extended, shortened, or concluded early; no H1-B or STEM OPT sponsorship.