About this role
Credit and Recovery Team Lead
Port-Harcourt, Rivers State, Nigeria Posted 8/27/2026 On-site Full-time Revenue Services
About the Role
URGENT HIRING – CREDIT & RECOVERY TEAM LEAD
Location: Port Harcourt, Rivers State Salary: Competitive + Performance-Based Incentives Employment Type: Full-time
We are looking for an experienced and results-driven Credit & Recovery Team Lead to oversee credit operations, loan portfolio management, collections, and recovery activities while leading and developing the Credit & Recovery team.
Job Responsibilities
- Supervise the credit process from application and verification through approval, disbursement, and monitoring.
- Review credit assessments and ensure proper documentation and compliance with lending policies.
- Monitor loan portfolio quality, repayment performance, and credit risks.
- Oversee collections and recovery activities for overdue and delinquent accounts.
- Develop recovery strategies and ensure collection targets are achieved.
- Negotiate repayment arrangements and escalate high-risk accounts when necessary.
- Supervise, coach, and motivate Credit and Recovery team members.
- Set performance targets, monitor productivity, and provide regular feedback.
- Prepare reports on disbursements, repayments, delinquency, recoveries, and portfolio performance.
- Analyse portfolio trends and recommend measures to improve repayment and reduce loan losses.
- Ensure accurate reconciliation and maintenance of credit and recovery records.
Requirements
- Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or related field.
- 3–5 years’ experience in credit, lending, collections, or loan recovery, preferably in financial services, fintech, or microfinance.
- Previous team leadership or supervisory experience.
- Strong knowledge of credit assessment, loan monitoring, recovery, and credit risk.
- Strong analytical, negotiation, problem-solving, and customer management skills.
- Ability to work with targets and under pressure.
- Proficiency in Microsoft Excel and relevant credit/financial tools.
Benefits
- Competitive salary and performance-based incentives.
- Professional growth and leadership development opportunities.
- Opportunity to work in a growing financial services company.
- Target-driven and performance-oriented work environment.
Job Details
Employment Type: Full-time Work Type: On-site