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Credit Advisor

Bank of America
New York, NY Posted Jul 30, 2026
On-site

About this role

Job Title: Credit Advisor

The Credit Advisor (CA) is a client-facing role responsible for developing new custom credit relationships with strategic wealth clients, driving funded loan balance and revenue growth in a responsible and profitable manner, managing a portfolio of existing credit relationships, and educating Advisors on our credit solutions and risk appetite. Within their targeted geographic territory, the CA leads the credit delivery process from beginning to end by partnering with Advisors, Underwriting, Risk, Product Subject Matter Experts, Portfolio Management, and Servicing & Fulfillment. The CA brings thought leadership and credit expertise to structuring highly customized credit solutions to meet the unique needs of our ultra-high-net-worth clients.

Responsibilities

  • Leads the growth of funded loans and revenue, while mitigating risks and adhering to regulatory requirements
  • Develops, deepens, and sustains relationships with market leadership, Advisors, and clients, while building credibility
  • Creates a client-centric culture by applying in-depth knowledge of clients, timely renewals, and issue resolution, and providing competitive deal structuring while serving as the key point of contact for credit clients
  • Educates key partners and Advisors on platform capabilities and risk appetite to increase engagement and penetration
  • Partners and collaborates with Underwriting, Risk, Operations, and Portfolio Management to deliver a seamless client experience
  • Maintains asset quality within the defined Global Wealth and Investment Management risk appetite limits

Required Qualifications:

  • 10 plus years of commercial credit or wealth management credit experience
  • Strong oral and written communication skills
  • Effectively present to leadership and advisors around Custom Credit
  • Strong credit skills (commercial / UHNW)
  • Organized and can handle/prioritize several transactions at the same time
  • Ability to work well with underwriting, risk, and other business partners
  • Find new deals, structure, prepare deal sheets, negotiate, and close complex loan structures
  • Conduct preliminary analysis to determine viability of loan opportunities (run ratios, DSC analysis, risk rating estimates, etc.)
  • Manage ongoing loan portfolio (reporting, covenants, etc.)

Desired Qualifications:

  • Ability to structure loans to UHNW clients secured by commercial real estate, securities, artwork, hedge funds, yachts, as well as unsecured loans
  • BS degree / MBA

Skills

  • Business Development
  • Loan Structuring
  • Negotiation
  • Prospecting
  • Relationship Building
  • Active Listening
  • Business Acumen
  • Client Management
  • Customer and Client Focus
  • Profitability Analysis
  • Influence
  • Pipeline Management
  • Portfolio Management
  • Problem Solving
  • Sales Strategy

Shift:

  • 1st shift (United States of America)

Hours Per Week:

  • 40

  • Pay Transparency details

  • US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

  • Pay and benefits information

  • Pay range

  • $126,000.00 - $250,000.00 annualized salary, offers to be determined based on experience, education and skill set.

  • Discretionary incentive eligible

  • This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

  • This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

  • About Us

Privacy Statement:

  • https://careers.bankofamerica.com/en-us/privacy-notice

  • At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

  • One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

  • Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

  • Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

  • Partnering Locally

  • Learn about some of the ways Bank of America is making a difference in the communities we serve.

  • Global Impact

  • Learn about the six areas that guide Bank of America’s efforts to help make financial lives better for customers, clients, communities and our teammates.

  • Opportunity and Inclusion

  • Each employee brings unique skills, background and opinions. We see opportunity and inclusion as our platform for innovation and a key component in our success.

  • Our Values

  • Learn about our four values that represent what we believe.

Pay Transparency:

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