About this role
Consumer Banking Officer / Loan Officer
Posted: Sep 21, 2026 Deadline: Not specified
Job Type Full Time , Remote Qualification BA/BSc/HND , NCE , OND , Others , Secondary School (SSCE) Experience 2 years Location Abia , Abuja , Adamawa , Akwa Ibom , Anambra , Bauchi , Bayelsa , Benue , Borno , Cross River , Delta , Ebonyi , Edo , Ekiti , Enugu , Gombe , Imo , Jigawa , Kaduna , Kano , Katsina , Kebbi , Kogi , Kwara , Lagos , Nasarawa , Niger , Ogun , Ondo , Osun , Other , Oyo , Plateau , Rivers , Sokoto , Taraba , Yobe , Zamfara Job Field Banking
Key Responsibilities
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Minimum of 2 years’ experience in the banking sector.
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B.Sc./B.A. in Business Administration, Marketing, or a related field.
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Customer- and market-oriented with strong networking abilities.
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Ability to establish strategic direction and drive execution.
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Proven track record of delivering and owning results.
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Strong interpersonal, influencing, and communication skills.
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Solid experience in deposit mobilization, investment, credit, and loan products.
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Proactively develop and maintain client relationships, anticipate client needs, and provide tailored financial solutions to ensure high client satisfaction.
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Responsible for achieving and exceeding performance targets in consumer banking sales and marketing.
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Drive credit marketing initiatives, with focus on IPPIS loans, salary loans, personal loans, and other consumer credit facilities to expand the bank’s loan portfolio.
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Conduct credit assessment by preparing and completing loan documentation, researching and evaluating applicants’ financial status, references, repayment ability, and risk level.
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Ensure strict compliance with the bank’s credit policies, risk standards, and regulatory guidelines.
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Collaborate with risk management, compliance, and securities teams to maintain quality loan assets.
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Provide advisory support on consumer banking products such as savings, investments, and credit facilities.
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Interpret and apply relevant regulations, including exemptions relating to the processing of personal data, in line with banking and data protection requirements.
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