Compliance Officer – AML & Sanctions

Compliance Officer

This position is within one of TRATON’s companies.

Compliance Officer - AML & Sanctions to TFS Group Compliance Function

At TRATON Financial Services (TFS) we have started the journey to become the provider of Financial Services to all TRATON brands. Our service includes financing for customers, dealers, and distributors as well as insurance solutions. With a presence in over 65 markets, we are already one of the most global actors in the financial services industry and are rapidly growing. Do you want to be part of this journey?

Role Summary

We are looking for a senior Compliance Officer – AML and Sanctions to join our Compliance Function at TFS Head Office. The role is part of the broader Anti-Financial Crime Compliance function, with a special focus on Anti-Money Laundering, Counter-Terrorist Financing and Sanctions.

The position reports to the Chief Compliance Officer and is functionally led the AFC Compliance Officer. Within this framework, you will have a high degree of autonomy and responsibility for providing regulatory expertise, risk assessment, compliance monitoring, advisory work and stakeholder management, with the opportunity to influence and strengthen how AML and Sanctions requirements are implemented across the organization.

You will work across a complex international environment, supporting not only TFS and its entities in multiple jurisdictions, but also offer the same AML support to our sister company Scania Group and its head office compliance function. We work in a collaborative environment also with other brands of the TRATON Group including MAN, International Motors and Volkswagen Truck & Bus.

The position is based in Stockholm/ Södertälje, with access to offices in both locations, with international exposure and some travel expected.

Job Responsibilities

• AML and Sanctions Adisory and Oversight

Provide independent second-line advice and oversight on AML, CTF and Sanctions risks and regulatory requirements across the organization in TFS and Scania on AML. Assess the adequacy and effectiveness of relevant policies, processes and internal controls and provide expert compliance advice to business and senior stakeholders on complex AML and Sanctions matters.

• Risk Assessments and Incident Oversight – Conduct and contribute to AML and Sanctions risk assessments, compliance monitoring and thematic reviews across regions and entities. Assess emerging financial-crime risks and control effectiveness, and provide recommendations and appropriate escalation of maternal issues, incidents and remediation activities.

• Regulatory Framework Development - Contribute to the maintenance and continuous development of the AML and Sanctions compliance framework, including policies, standard, procedures and guidance. Provide specialist regulatory interpretation and translate regulatory developments into practical compliance requirements and recommendations. Support the effective implementation of AML and Sanctions requirements across relevant parts of the organisation.

• Reporting & Advisory – Provide analysis and reporting on AML and Sanctions compliance, key risks, emerging issues and regulatory developments to relevant forums. Deliver forward-looking advice and recommendations to support informed decision-making and effective compliance oversight.

• Stakeholder Engagement, Training & Collaboration - Build strong working relationships across Compliance, Risk, Legal and the business, including regional and entity level teams. Provide specialist guidance and support to colleagues on AML and Sanctions matters. Contribute to the development and delivery of AML and Sanctions training and awareness initiatives, and collaborate with stakeholders across TFS, Scania and the wider TRATON Group on relevant compliance activities and Group-wide initiatives.

Who You Are

You hold a Master’s degree and bring 7-10+ years of relevant experience from regulated environments, preferably within financial services, banking, insurance or similarly complex international structures.

You have deep expertise in:

• Anti-Money Laundering and Counter-Terrorist Financing

• Sanctions compliance and sanctions risk management

• AML and sanctions risk assessment

• Compliance monitoring and second line oversight

• Financial crime risks, typologies and emerging threats

• Regulatory interpretation and implementation

• Compliance frameworks, policies, and controls

• Working across complex international organizations

As a person, you are:

• Independent and have the ability to lead and influence stakeholders through confidence, expertise and business understanding

• Analytical and structured, with the ability to assess complex regulatory and business issues

• Pragmatic and solution-oriented, able to translate regulatory requirements into practical outcomes

• Integrity-driven

• Comfortable challenging senior stakeholders constructively

• A clear and confident communicator

• Experienced in multinational, cross-cultural environments

You thrive in an international environment where regulatory complexity, risk management, governance and business realities need to come together.

You have solid experience in AML regulated environments such as financial and banking services, captive finance or an internationally regulated financial institutions.

You are familiar with EU and Swedish AML and Sanctions requirements and have an understanding of international regulatory frameworks, including relevant UK and US requirements.

You are comfortable operating in a senior specialist role where you are expected to independently assess risks, challenge stakeholders, provide expert advice and influence outcomes.

This Is Us

You will join a highly experienced and international GRC and Compliance Team at a time of continued development and increasing regulatory complexity. Our organization operates globally, supporting sustainable transportation through responsible financial services and you will have the ability to support and work with other colleagues in the compliance functions at both TFS and Scania