Clearing Specialist

Job title: Clearing Specialist

Unified Payments Services Limited Location: Llupeju, Lagos Employment Type: Full-time

Job Objective

To provide operational and technical support for the organization's clearing and settlement platforms, ensuring accurate and timely processing of transactions. The role is responsible for monitoring clearing activities, supporting reconciliation, investigating transaction exceptions, resolving basic processing issues, and escalating complex issues appropriately to ensure reliable clearing and settlement services.

Duties and Responsibilities

• Support daily operation of clearing and settlement applications.
• Monitor processing, investigate incidents and restore service within SLA.
• Perform approved system configuration and deployment activities.
• Support Mastercard, Visa, AMEX, UnionPay and domestic payment processing.
• Maintain technical documentation and operational procedures.
• Support application testing and change management.
• Generate operational and management reports.
• Collaborate with infrastructure, database and application teams.
• Ensure compliance with payment scheme rules and internal controls.
• Participate in disaster recovery and business continuity testing.

Key Performance Indicators

• 99% system availability
• 99% SLA compliance
• 99% error-free configurations
• Timely incident resolution
• Zero avoidable control breaches.

Education

• Bachelor’s Degree or equivalent (BSc./BEng/HND) in Computer Science, Computer Engineering, Electrical/Electronic Engineering, Telecommunications Engineering, Network Engineering, Software Engineering, Data Science, Cyber security, Management Information Systems (MIS), Information Systems, Information Technology or a related discipline.

Experience

• 7 - 10 years of relevant experience in clearing and settlement, payment operations, transaction processing, technical support, banking, fintech, or a related environment.

• Experience supporting payment swapping, clearing, settlement, reconciliation, or transaction processing platforms.

• Key Competency Requirements

• Payment & Clearing Knowledge – Basic understanding of electronic payments, transaction processing, clearing, settlement, and reconciliation processes.

• Analytical & Problem-Solving Skills – Ability to analyse transaction information, identify discrepancies, investigate issues, and determine appropriate actions.

• Technical & Systems Awareness – Basic understanding of payment platforms, system interfaces, databases, transaction monitoring, and technical support processes.

• Accuracy, Risk & Compliance – Strong attention to detail and commitment to data accuracy, operational controls, security, and compliance with established procedures.

• Communication, Teamwork & Learning Agility – Good communication and collaboration skills, willingness to learn, accountability, and ability to work effectively under pressure.

• Certifications – The following certifications are an added advantage: ITIL Foundation, Oracle/PostgreSQL CCNA, AWS/Azure Fundamentals, Mastercard/Visa certifications.

• Reporting Relationships

• Functionally and administratively reports to: Head, Clearing & Settlement Technical Support.