About this role
Job Description
- Identify prospective clients and assess their financial needs.
- Market loan products to individuals, small businesses, and groups within the community.
- Collect and review loan application documents, conduct background checks, and verify client information.
- Carry out credit appraisals and submit loan proposals for approval.
- Disburse approved loans in line with bank policies and procedures.
- Monitor loan repayments and follow up with clients to ensure timely payment.
- Maintain proper documentation of client records and loan files.
- Conduct post-disbursement visits and loan utilization checks.
- Report delinquent accounts and work with recovery teams where necessary.
- Maintain regular communication with clients to build strong relationships and encourage loyalty.
- Ensure full compliance with internal credit guidelines and regulatory requirements.
Job Requirements
- Candidates must have minimum of HND degree with 2-3 years experience in a banking sector.