About this role
Responsibilities
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Program Governance & Strategy: Design, implement, and continuously update the
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company’s BSA/AML/OFAC policies, procedures, and risk assessments to align with
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FinCEN guidelines and sponsor bank requirements.
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Partner Bank Oversight: Act as the primary point of contact for our U.S. partners for all
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AML/BSA audits, compliance reporting, policy approvals, and regulatory reviews.
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Transaction Monitoring & SAR Filings: Oversee automated transaction monitoring
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systems to detect suspicious patterns, investigate escalated alerts, and make
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independent determinations regarding Suspicious Activity Report (SAR) and Currency Transaction Report (CTR) filings.
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KYC / CIP & Enhanced Due Diligence (EDD): Maintain robust Customer Identification Programs (CIP) and execute EDD on high-risk accounts, Politically Exposed Persons (PEPs), and complex corporate entities.
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Sanctions & Watchlist Screening: Ensure real-time, ongoing screening against OFAC, PEP, and global watchlists.
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Regulatory Reporting & Requests: Manage responses to FinCEN 314(a)/314(b)
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information requests, law enforcement subpoenas, and regulatory inquiries.
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Reporting to the Board: Prepare and present periodic updates on the state of the BSA program, risk typologies, and alert metrics directly to the CEO and Board of Directors.
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Training & Culture: Develop and deliver annual BSA/AML training tailored to all
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personnel, executive management, and relevant operational teams.
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Qualifications & Skills
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US Location (Mandatory): Must be legally authorized to work in and physically reside in the United States.
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Experience: Minimum 5+ years of direct BSA/AML compliance, financial crime
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prevention, or MLRO experience at a U.S. financial institution, sponsor bank, or fintech company.
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Regulatory Expertise: Deep operational knowledge of the Bank Secrecy Act, USA PATRIOT Act, FinCEN rules, OFAC sanctions, and FFIEC exam guidelines.
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Technical Proficiency: Experience configuring and working with modern AML
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transaction monitoring software, sanctions engines, and case management tools.
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About Kast
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KAST is redefining stablecoin banking for global citizens, crypto professionals, Web3-native businesses, and high-inflation markets hungry for USD-backed banking. Backed by top-tier global investors and led by the ex-APAC CEO of Circle, our leadership team spans Circle, Airwallex, Revolut, Wise, Grab, Zoom, AWS, and leading OTC desks. We’ve scaled from zero to nearly a million users at ridiculous speed.