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Backend Java Engineer – Financial Platforms (Cards & Lending)

IO Tech Solutions Limited
Metro Manila, Philippines
Hybrid

About this role

Metro Manila, Philippines

Backend Java Engineer – Financial Platforms (Cards & Lending)

Hybrid/Remote | Philippines

The Digital Bank Build team is developing a new suite of highly reliable and scalable financial platforms and applications using modern engineering practices. This role will support the build-out of core banking capabilities, including lending and card-related products.

You'll work alongside talented engineers who value technical excellence, clean architecture, and full ownership of what they build.

If you're passionate about solving complex problems, designing high-performance backend systems, and contributing to a modern digital bank from the ground up, wed love to hear from you.

What You'll Do

  • Design, develop, and deploy backend services with a focus on scalability, high availability, and low latency

  • Deliver features end-to-end: design, build, test, deploy, monitor, and continuously improve

  • Analyze requirements, propose technical solutions, and collaborate in an Agile/Scrum DevOps environment

  • Work with modern architectures including microservices, serverless, and event-driven systems

  • Take full ownership of the features and services you build

  • What We're Looking For

  • 3+ years of software development experience using Java

  • Strong database and schema design skills for large-scale systems

  • Pragmatic mindset with strong problem-solving skills and a willingness to learn

  • Adaptability and comfort working in a fast-changing environment

  • Effective written and verbal communication skills in English

  • Strong team player with experience working in Agile teams

  • Prior experience in banking or financial services

Required Skills

  • Cards

  • Payments

  • Java

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