Anti-Money Laundering (AML) Global Payment Network (GPN) Senior Risk Manager

Anti-Money Laundering (AML) Global Payment Network (GPN) Senior Risk Manager

The Anti-Money Laundering (AML) Global Payment Network (GPN) Senior Risk Manager performs a key risk management role (second line of defense) by ensuring that the line of business delivers AML strategies compliant with applicable anti-money laundering laws and regulations. The role will have a high level of exposure across Risk and the lines of business, as well as the opportunity to work with business partners and executives to create and implement innovative solutions to identify and mitigate potential risks to the Company. The AML GPN Senior Risk Manager will implement initiatives that continuously improve AML soundness across the line of business. The role will help to establish an effective risk control environment and address regulatory/compliance requirements.

Key Responsibilities

• Serve as an AML subject matter expert, providing actionable compliance advice to business partners and internal management on products, services, processes, and regulatory applicability.

• Advise business lines on the implementation, operation, and enhancement of the global AML Risk Management Program and associated internal processes.

• Direct the documentation, implementation, and dissemination of AML compliance policies, procedures, and controls.

• Consult with cross-functional experts (legal counsel, accounting, and government relations) to address complex legal, technical, and regulatory issues.

• Design and implement initiatives that continuously improve AML soundness, communication, and enforcement across business units and lines of defense.

• Facilitate enterprise risk management processes, ensuring local risk management and data management activities comply with corporate control standards.

• Identify compliance gaps, conduct follow-up reviews, and drive remediation plans for ineffective controls and data risk issues.

• Support organizational Change Management by ensuring risk and data management impacts of new initiatives are accurately assessed, documented, and mitigated.

• Serve as a key interdepartmental liaison across lines of business, compliance teams, and executive management to report on compliance operations, data risk initiatives, and emerging risks.

• This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.

Qualifications

• Basic Qualifications

• Bachelor’s degree or military experience.

• At least 5 years of Anti-Money Laundering (AML) Compliance or Financial Services Risk Management experience.

• At least 1 year of working experience with USA PATRIOT Act and Bank Secrecy Act (BSA) regulations.

• Preferred Qualifications

• 6+ years of experience in Anti-Money Laundering (AML) compliance or financial crimes investigations

• 3+ years of experience in Payment Networks

• Experience navigating international AML/CFT regulatory frameworks

• Proven track record in designing, implementing, and scaling enterprise risk management frameworks

• Relevant professional certifications, such as Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), or industry equivalent

• Strong background in compliance advisory, risk governance, or internal/external audit within a regulated financial institution

• This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

• Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

• This role is expected to accept applications for a minimum of 5 business days.

• No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

• For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

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• Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).