Analyst - Financial Reporting & Finance Operations

Job Openings at Optimus Bank

Analyst - Financial Reporting & Finance Operations Job Location: Lagos Job type: Full-time Job Description Are you an experienced and confident banker seeking a challenging role in our Finance Team? We have an exciting opportunity for you! Primary Responsibilities Preparation of financial statements in compliance with IFRS and regulatory guidelines as may be required. Maintaining robust financial controls to ensure accuracy, consistency, and transparency of financial data. Coordinating external audit engagements, including preparation of audit schedules and responses to auditor queries. Assessing and implementing the impact of new and revised accounting standards on the Bank’s reporting and disclosures. Assessing the impact of fair value movements on the Bank’s books and ensuring accurate recognition and disclosure in the financial statements. Managing the daily financial activities and transaction processing on Finacle. Oversees product setup and general ledger maintenance in alignment with business unit requirements and CFO directives. Ensures compliance with internal controls, finance policies, and regulatory requirements across all operational finance processes.

Requirements

• Bachelor’s Degree in Accounting, Finance, Economics, or a related discipline.
• 4 - 5 years of experience in financial reporting, accounting, or financial analysis
• Proven experience preparing financial reports and management reports.
• Strong reconciliation skills with the ability to investigate and resolve financial variances.
• Experience supporting month-end reporting and financial close processes.
• Advanced proficiency in Microsoft Excel, including financial analysis and reporting functions.
• Strong analytical and problem-solving skills with excellent attention to detail.
• Excellent oral and communication skills.
• Strong communication skills with the ability to present financial information clearly.
• Interpersonal and conflict management skills
• Candidate must be resident in Lagos.

Benefits

• What’s in it for you?

• Limitless Growth.

• Positive and Inclusive Work Environment.

• Tailored Rewards and Recognitions.

• Continuous learning environment.

• Health and Wellness Benefits.

• Operational & Sustainability Risk Officer

• Job Location: Lagos

• Job Description

• The Operational & Sustainability Risk Officer is responsible for supporting the identification, assessment, monitoring, and mitigation of operational and sustainability-related risks across the Bank.

• The role involves implementing the Bank’s operational risk management framework, monitoring key risk indicators, supporting risk assessments and incident management, and promoting effective internal controls.

• The role holder will also support the integration of environmental, social, and governance (ESG) and sustainability considerations into the Bank’s risk management practices, business activities, and decision-making processes.

• Key Responsibilities & Duties

• Identify, assess, analyze, and report on adverse risks across the Bank.

• Develop strategies for identifying prevalent risks across the Bank and report the impact of the risks to the Board and Management Risk Committees.

• Develop & Implement mechanisms for early detection of risk trends and implement corrective actions.

• Ensure implementation of Enterprise Risk Management (ERM) Framework and other Board-approved Operational & Sustainability Risk Policies across the Bank.

• Proactively measure and monitor identified risks using relevant tools in collaboration with Business Units.

• Monitor key risk trends against internal thresholds and regulatory limits, and escalate breaches as required.

• Responsible for loss incident monitoring, reporting, and management bank wide.

• Embed globally acceptable sustainable practices into day-to-day operations across the Bank and ensure compliance with ESG and sustainability-related regulatory requirements.

• Prepare and submit Adhoc, weekly, monthly, and quarterly risk and Credit Risk reports (internal and regulatory).

• Ensure implementation and ongoing compliance with the Business Continuity Management System (BCMS) in line with ISO 22301 standards.

• Maintain accurate customer credit information on the Bank’s IFRS 9 Expected Credit Loss (ECL) computation tool to support proper impairment assessment of the loan portfolio.

Requirements

• Bachelor’s Degree in Risk Management, Finance, Economics, Accounting, Business Administration, Environmental Management, or a related discipline.
• 3–5 years of relevant experience in operational risk, enterprise risk management, internal control, audit, compliance, sustainability/ESG, or a related field.
• Professional qualification in Risk Management, Sustainability, ESG, Audit, Compliance, or a related field is an advantage.
• Experience within the banking or financial services industry is preferred.
• Good understanding of operational risk management principles, risk assessment methodologies, internal controls, and business continuity management.
• Knowledge of ESG and sustainability risk principles and emerging regulatory requirements will be an advantage.

Benefits

• What’s in it for you?

• Limitless Growth.

• Positive and Inclusive Work Environment.

• Tailored Rewards and Recognitions.

• Continuous learning environment.

• Health and Wellness Benefits.

• Head, POS Business

• Job Location: Lagos

• Job Schedule: Full time

• Job Description

• Are you an experienced and confident banker seeking a challenging role in the Digital Banking Space? We have an exciting opportunity for you!

• The Head, POS Business is responsible for the strategic development, growth, and profitability of the Bank’s Point-of-Sale (POS) business.

• The role will lead the acquisition and management of merchants, drive POS deployment and transaction volumes, develop innovative payment solutions, and ensure the effective management of the Bank’s POS network.

Responsibilities

• Develop and execute the Bank’s overall POS business strategy in line with the Bank’s corporate and digital banking objectives.
• Set and drive aggressive but sustainable targets for POS deployment, active terminals, transaction volume, transaction value, revenue, and profitability.
• Develop strategies to increase POS utilization, merchant activity, customer retention, and transaction frequency.
• Develop and implement strategies for acquiring high-value merchants and businesses across key sectors.
• Identify opportunities for cross-selling the Bank’s products and services to POS merchants.
• Establish initiatives to improve merchant retention and reduce dormant or inactive POS terminals.
• Oversee the deployment, activation, distribution, and management of POS terminals across target locations.
• Ensure effective monitoring of terminal inventory and minimize terminal losses and idle assets.
• Identify opportunities to optimize pricing and