Head of Credit (Banking)
About this role
Section: About the Role A reputable Tier-2 Microfinance Bank in Ikere, Ekiti State is seeking an experienced Head of Credit to lead its Credit Division. The successful candidate will oversee the full credit lifecycle, ensuring portfolio quality, effective risk management, regulatory compliance, and sustainable loan growth.
Section: Key Responsibilities
- Develop and implement credit policies and underwriting standards.
- Oversee loan portfolio quality and maintain NPLs within regulatory limits.
- Evaluate and approve credit requests for MSMEs, retail, and group lending clients.
- Identify and mitigate credit risks across loan products.
- Lead loan recovery and delinquency management activities.
- Collaborate on the development of market-relevant loan products.
- Ensure compliance with CBN, NDIC, and internal credit governance frameworks.
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