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Director of Credit & Underwriting

Capital One
onsiteUSD 209,500 - 239,100 / year
Richmond, VA; Plano, TX

About this role

Overview

As the Director of Credit & Underwriting, you will lead the credit analysis and underwriting strategy across conventional, SBA, and CDFI lending programs. You will manage a high-performing team of credit analysts and underwriters to ensure sound credit decisions, exceptional portfolio quality, and alignment with established risk tolerance, while supporting targeted operational efficiencies and process modernization.

Responsibilities

  • Lead the day-to-day credit analysis and underwriting operations across conventional lending, SBA, and CDFI/mission-driven loan portfolios.
  • Exercise credit approval authority to evaluate, structure, and decision complex credit requests.
  • Maintain and refine departmental procedures and business continuity plan

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