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Head of Credit Risk (Mobile Financing/Consumer Durables)

PalmPay
hybrid
Metro Manila, Philippines

About this role

About the Role PalmPay is seeking a strategic and data-driven Head of Credit Risk to lead the risk management function in the Philippines. You will be responsible for building and overseeing the entire credit lifecycle for our mobile phone installment products, balancing rapid growth with portfolio quality and leveraging alternative data to serve the underserved market. You will lead a team of analysts and credit officers to minimize delinquency (DPD) and charge-offs while optimizing approval rates. What You'll Do

  • Develop, implement, and monitor end-to-end credit risk strategies for mobile device installment plans (including 0% interest, 6/9/12-month terms).

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